Naira, crypto & bills.
One app.
Collect naira, receive crypto, swap instantly and pay every bill, all from Ziks.
Top up from any bank
Verify once and get a personal Ziks account number, or use a one-time account for a single top-up. Every transfer lands in your naira balance.

Pay anyone by @tag
Sending to another Ziks user is free and arrives instantly: type their Ziktag or scan their QR code. Need it at a bank? Send to any account for a small fee.

Crypto in. Naira out.
Sell USDT, USDC and more from any wallet or exchange, and your naira is credited once the network confirms. Going the other way? Buy crypto with naira and send it to your own wallet.

Every bill, one balance
Airtime, data, electricity and cable TV, paid straight from your naira balance. Prepaid meter tokens show up in the app, ready to copy.

Yours, and only yours
A passcode approves every payment. Face ID or fingerprint opens the app, it locks itself when you step away, and a one-time BVN check keeps your account in your name.