Naira, crypto & bills.
One app.

Collect naira, receive crypto, swap instantly and pay every bill, all from Ziks.

Your Ziks account
Your own account number

Top up from any bank

Verify once and get a personal Ziks account number, or use a one-time account for a single top-up. Every transfer lands in your naira balance.

Ziks home screen with naira balance and quick actions
@ada.o
To a bank account
Small bank fee

Pay anyone by @tag

Sending to another Ziks user is free and arrives instantly: type their Ziktag or scan their QR code. Need it at a bank? Send to any account for a small fee.

Ziks swap screen selling Bitcoin for naira
USDT
BTC

Crypto in. Naira out.

Sell USDT, USDC and more from any wallet or exchange, and your naira is credited once the network confirms. Going the other way? Buy crypto with naira and send it to your own wallet.

Ziks View more menu: add money, Ziktag, airtime, data, electricity, cable TV
Airtime & data
MTN, Airtel, Glo, 9mobile

Every bill, one balance

Airtime, data, electricity and cable TV, paid straight from your naira balance. Prepaid meter tokens show up in the app, ready to copy.

Ziks menu with Face ID, hide balances and change passcode
Unlock with Face ID
Stays on this phone

Yours, and only yours

A passcode approves every payment. Face ID or fingerprint opens the app, it locks itself when you step away, and a one-time BVN check keeps your account in your name.

© 2026 Ziks · Available in Nigeria

Ziks is almost here

We're putting the finishing touches on the app. It'll be on the App Store and Google Play very soon.

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